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How can I increase pension contributions to mitigate higher rate income tax?

Question:

I will soon be moving into the higher tax rate and would like to avoid this if I can. Can I make extra contributions from my salary via my employer, or do I need to do this myself? 

Arthur Weller replies: 

You can do it either by making extra contributions from your salary, or by doing it yourself. If your workplace scheme allows it, you could: (a) do it through salary sacrifice; or (b) through the net pay arrangement. 

I will soon be moving into the higher tax rate and would like to avoid this if I can. Can I make extra contributions from my salary via my employer, or do I need to do this myself? 

Arthur Weller replies: <>

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This question was first printed in Tax Insider in June 2026.